Moving house is never a simple process. Several things need to be arranged for a seamless transition from your current home to your new place.
You need to apply for your mortgage loan, find a great solicitor, pack up all of your belongings, and organize a moving company in Fort Collins to transport all of these belongings. And all of this must be done under tight time constraints.
Whether you’ve moved house in the past or it’s your first time buying a property, several steps are consistent across the board. These are the staple steps that every homeowner needs to follow to ensure their transfer goes as smoothly as possible.
Here are some of the essentials that you need to organize when you move into a new place.
This step only applies if you require a mortgage for your new home. If you are a first-time buyer or you’re upgrading to a larger home, you’re likely going to need to apply for a mortgage or a small loan. If so, it’s a good idea to get your mortgage pre-approved before searching for any new properties or signing any contracts.
By having your mortgage pre-approved, you stand a better chance of winning your dream house in the event of a bidding war. The current homeowners or the landlord are much more likely to choose buyers who already have their loan organized because it is a lower financial risk for them.
If the bank has approved your mortgage loan before you offer a new home, both you and the existing homeowner can have peace of mind knowing the finances are secured.
Sign the Contracts
After finding your dream home and before moving in, you’re going to need to sign the contracts. At this point, you will also obtain the keys to your new place. These are the legally binding documents that transfer the ownership of the house into your name. From the point you sign the contract, the house is yours!
If you are buying with your partner, both of you will be required to sign everything before you can start taking your things to the property. This ensures that both of you are named property owners, and you are both liable for it.
You will need to provide several forms of identification to gain legal ownership of your new home successfully. This includes identification of who you are, such as a valid passport or driver’s license, and proof of your mortgage or finances via up-to-date bank statements.
Pack up Your Belongings
Probably one of the most tedious, yet necessary, tasks of buying a new property is packing up all of your belongings. It’s best to spread this task out over a few weeks, so you aren’t left scrambling at the last minute to organize everything.
Be smart with packing up your things. If you have valuables or fragile items, make sure to use plenty of paddings, such as bubble wrap, polyfoam, or packing paper, to minimize the risk of anything getting broken or damaged.
Also, be sure to make the most of the space you have in each box. Often, couriers charge a price per box or item, so the more you have, the more you will pay for their services. Some couriers also require you to measure and weigh the boxes, so don’t forget this step!
Label every box using a permanent marker or some sticky labels so that both you and the courier know what’s inside. This will make things easier for the courier when they are loading the van and for you when you’re unpacking in the new property.
Arrange a Courier
Once your documents are signed, it’s time to start living in your new property. Research the courier companies in your local area and find the best option. As moving services in Fort Collins are in high demand, they can book up quickly, so make sure to book as soon as you can.
After you’ve organized a date, your movers in Fort Collins will usually arrive at your current property in the early morning to start carefully packing your belongings into their van(s). If you have any lighter boxes or exceptionally sentimental items, you can take these in your vehicle if you wish. However, couriers are usually extremely careful with your belongings, so you shouldn’t have to worry.
Make sure to keep your whole day free so that you aren’t stressed about getting work done while also sorting out your belongings. This day can be pretty stressful as it is, especially if you’re transferring out of your current home into your new own all in the same day.
Organize Your Utilities
After you’ve managed to unpack your belongings (or even if you haven’t worked this yet), you need to set up your utility providers. This includes your electricity, gas, water, Wi-Fi, and broadband.
Your utilities can get pretty expensive when added together each month, so be sure to shop around to see which companies offer the best prices. You don’t always necessarily have to go with the companies that the previous homeowners used.
If possible, find an internet provider a few weeks before heading into your property. It often takes them weeks to install your new Wi-Fi, and it can take even longer if they need to place down new wiring to provide your internet connection. To avoid being left without internet for weeks, try to organize this as soon as possible.